Understanding Damages in a Personal Injury Claim

An injury can result from a wide variety of accidents. That injury may require filing an insurance claim, especially if the accident is the result of another person’s negligence. This can be the case in many driving accidents if another person was not taking proper care on the road. You’ll need to prove damages you suffered from the accident if you want to see fair compensation from the insurance company, but what counts as damage? Anything that causes you financial strain because of the accident can apply, so here’s a breakdown of what you may be able to file for to get on the road to recovery.

Immediate Medical Expenses

Medical expenses are the top priority when it comes to personal injury claims. Your injury may cost you a lot of money out of pocket that you weren’t prepared for, leaving you in a difficult situation. You’ll have to see a doctor following the accident so that you have their report to show that your injury was caused by the accident. You may need to go in for more than one visit, which can add up quickly. Serious injuries may require surgery.

Later Medical Expenses 

Not every medial expense you face after an accident is immediate. Some come in the forms of physical therapy appointments and other medical issues that arise later. This is the most important reason not to settle with an insurance company too quickly, because you may face problems after settling that could have been included in the settlement.

Lost Wages

Your injury may leave you bedridden or unable to work for weeks or months. All the wages you would have been making are suddenly gone, and your personal injury claim can cover those as well. You’ll need to be patient as the insurance companies go back and forth on who owes what.

After the Accident

To help move a claim along faster, there are some key things you can do to provide evidence that backs up your claim. First, take pictures of the accident scene and write down notes on what you remember happened. Take statements from any witnesses. Always call the police, as some states require a police report to file a claim at all.

If you’re confused about what to do next, call a lawyer to discuss your case. A free consultation can be provided to determine if your situation is worth pursuing for more. You should never settle for less than you deserve.  Contact a Philadelphia, PA, personal injury lawyer, like Wieand Law Firm to have your questions answered.


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